---
schema_version: "secwatch.filing_event.v1"
accession: "0000821026-26-000048"
form_type: "8-K"
ticker: "ANDE"
cik: "0000821026"
company_name: "Andersons, Inc."
filed_at: "2026-03-25T23:59:59+00:00"
generated_at: "2026-05-15T09:08:34.822016+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Andersons amends credit facility: revolver cut to $1.3B, term loans extended to 2031/2034

## Summary
- Revolving credit facility reduced from $1.55B to $1.30B; maturity extended to March 20, 2031.
- Existing $114.3M term loan maturity also extended to March 20, 2031.
- Two term loans ($170.1M and $86.3M) consolidated into a single $256.4M loan; maturity extended to March 20, 2034.
- Borrowings continue to bear interest at variable rates based on SOFR plus an applicable margin.

## SEC filing metadata
- accession: 0000821026-26-000048
- form_type: 8-K
- ticker: ANDE
- cik: 0000821026
- company_name: Andersons, Inc.
- filed_at: 2026-03-25T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/821026/000082102626000048/0000821026-26-000048-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/821026/000082102626000048/ande-20260320.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000821026-26-000048
- JSON: https://secwatch.observer/filing/0000821026-26-000048.json
- Plain text: https://secwatch.observer/filing/0000821026-26-000048.txt

## Source-grounded claims
- claim_id: 86bab640cd36958c51a70822796dcd2d0ece3e4c
  claim: Andersons, Inc. amended credit facility of reduces the capacity of the revolving credit facility from $1.55 billion to $1.30 billion with U.S. Bank National Association maturing March 20, 2031.
  evidence_excerpt: The Amendment reduces the capacity of the revolving credit facility from $1.55 billion to $1.30 billion and extends the revolving facility's maturity date to March 20, 2031.
  evidence_url: https://www.sec.gov/Archives/edgar/data/821026/000082102626000048/0000821026-26-000048-index.htm
- claim_id: 139f336236a55684635d48fc64b016eaf128e0f6
  claim: Andersons, Inc. amended Credit Agreement with U.S. Bank National Association, as Administrative Agent, and Farm Credit Mid-America, as Administrative Agent valued at reduces the capacity of the revolving credit facility from $1.55 billion to $1.30 billion (effective 2026-03-20).
  evidence_excerpt: On March 20, 2026, The Andersons, Inc. (the "Company") completed an amendment (the "Amendment") to its Credit Agreement dated January 11, 2019, with U.S. Bank National Association, as Administrative Agent.
  evidence_url: https://www.sec.gov/Archives/edgar/data/821026/000082102626000048/0000821026-26-000048-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
