{"schema_version":"secwatch.filing_event.v1","accession":"0000822416-26-000003","form_type":"8-K","ticker":"PHM","cik":"0000822416","company_name":"PULTEGROUP INC/MI/","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.779531+00:00","generated_at":"2026-05-16T06:45:51.037308+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.78,"calibrated_materiality_score":0.78,"confidence":"high","headline":"PulteGroup Q4 EPS $2.56 vs $4.43 YoY; home sale revenues $4.5B down 5%; net new orders up 4%","bullets":["EPS $2.56, net income $502M vs $913M prior year; includes $81M manufacturing divestiture charge and $35M land impairments.","Home sale revenues $4.5B from 7,821 closings (-3% YoY); average price $573K (-1%); gross margin 24.7% vs 27.5%.","Net new orders 6,428 (+4%) valued at $3.5B; average community count 1,014 (+6%).","Repurchased $300M shares in Q4, $1.2B in 2025; end cash $2.0B, debt-to-capital 11.2%.","Financial services pre-tax income $35M, down from $51M; mortgage capture rate 84% vs 86%."],"urls":{"canonical":"https://secwatch.observer/filing/0000822416-26-000003","json":"https://secwatch.observer/filing/0000822416-26-000003.json","markdown":"https://secwatch.observer/filing/0000822416-26-000003.md","text":"https://secwatch.observer/filing/0000822416-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/822416/000082241626000003/0000822416-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/822416/000082241626000003/phm-20260129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:45:51.037308+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}