---
schema_version: "secwatch.filing_event.v1"
accession: "0000822416-26-000003"
form_type: "8-K"
ticker: "PHM"
cik: "0000822416"
company_name: "PULTEGROUP INC/MI/"
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:45:51.037308+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.78
calibrated_materiality_score: 0.78
confidence: "high"
source: SEC EDGAR
---

# PulteGroup Q4 EPS $2.56 vs $4.43 YoY; home sale revenues $4.5B down 5%; net new orders up 4%

## Summary
- EPS $2.56, net income $502M vs $913M prior year; includes $81M manufacturing divestiture charge and $35M land impairments.
- Home sale revenues $4.5B from 7,821 closings (-3% YoY); average price $573K (-1%); gross margin 24.7% vs 27.5%.
- Net new orders 6,428 (+4%) valued at $3.5B; average community count 1,014 (+6%).
- Repurchased $300M shares in Q4, $1.2B in 2025; end cash $2.0B, debt-to-capital 11.2%.
- Financial services pre-tax income $35M, down from $51M; mortgage capture rate 84% vs 86%.

## SEC filing metadata
- accession: 0000822416-26-000003
- form_type: 8-K
- ticker: PHM
- cik: 0000822416
- company_name: PULTEGROUP INC/MI/
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.78
- calibrated_materiality_score: 0.78
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/822416/000082241626000003/0000822416-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/822416/000082241626000003/phm-20260129.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000822416-26-000003
- JSON: https://secwatch.observer/filing/0000822416-26-000003.json
- Plain text: https://secwatch.observer/filing/0000822416-26-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.