{"schema_version":"secwatch.filing_event.v1","accession":"0000822416-26-000041","form_type":"8-K","ticker":"PHM","cik":"0000822416","company_name":"PULTEGROUP INC/MI/","filed_at":"2026-10-22T11:28:08+00:00","discovered_at":"2026-10-22T11:30:10.893542+00:00","generated_at":"2026-10-22T11:30:20.746963+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"PulteGroup Q3 2026 EPS falls to $2.53 as closings and orders decline","bullets":["Net income was $476 million, or $2.53 per share, versus $586 million, or $2.96 per share, in the prior-year quarter.","Home sale revenues fell 9% to $3.9 billion on 6,876 closings; average selling price was $561,000 and gross margin was 24.8%, including $26 million of impairments.","Net new orders totaled 6,208 homes, down 6% from 6,638, with order value of $3.5 billion; backlog rose 4% to 10,298 homes valued at $6.4 billion.","PulteGroup repurchased 2.8 million shares for $350 million at an average $124.70; it ended with $1.4 billion cash and a 12% debt-to-capital ratio.","CEO Ryan Marshall cited rising mortgage rates, inflation and global unrest; mortgage capture rate was 85%, up from 84%."],"urls":{"canonical":"https://secwatch.observer/filing/0000822416-26-000041","json":"https://secwatch.observer/filing/0000822416-26-000041.json","markdown":"https://secwatch.observer/filing/0000822416-26-000041.md","text":"https://secwatch.observer/filing/0000822416-26-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/822416/000082241626000041/0000822416-26-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/822416/000082241626000041/phm-20261022.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T11:30:20.746963+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}