{"schema_version":"secwatch.filing_event.v1","accession":"0000826154-23-000141","form_type":"8-K","ticker":"ORRF","cik":"0000826154","company_name":"ORRSTOWN FINANCIAL SERVICES INC","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.105087+00:00","generated_at":"2026-06-09T15:31:04.890695+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Orrstown Q3 net income $9.0M ($0.87 EPS); net interest margin 3.73%, loan growth 6% annualized","bullets":["Net income of $9.0M, diluted EPS $0.87 vs $0.94 in Q2 2023; net interest margin (TE) 3.73% vs 3.83%.","Total loans grew $32.4M (6% annualized); total deposits increased $23.6M in Q3.","Tangible common equity ratio 7.3% (down from 7.5% at June 30) due to $11.2M after-tax unrealized losses.","Board declared $0.20/share dividend payable Nov 14 to holders of record Nov 7.","Non-interest expenses down $0.3M to $20.4M; provision for credit losses was $0.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0000826154-23-000141","json":"https://secwatch.observer/filing/0000826154-23-000141.json","markdown":"https://secwatch.observer/filing/0000826154-23-000141.md","text":"https://secwatch.observer/filing/0000826154-23-000141.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/826154/000082615423000141/0000826154-23-000141-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/826154/000082615423000141/orrf-20231024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T15:31:04.890695+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ed1886a6503cdc6ff0a5c418ef9556e8da7a6e36","claim":"ORRSTOWN FINANCIAL SERVICES INC reported the three months ended September 30, 2023 results: net income Net income totaled $9.0 million, EPS Diluted earnings per share totaled $0.87.","evidence_excerpt":"On October 24, 2023, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/826154/000082615423000141/0000826154-23-000141-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended September 30, 2023"},{"label":"Net income","value":"Net income totaled $9.0 million"},{"label":"EPS","value":"Diluted earnings per share totaled $0.87"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}