{"schema_version":"secwatch.filing_event.v1","accession":"0000826154-24-000216","form_type":"8-K","ticker":"ORRF","cik":"0000826154","company_name":"ORRSTOWN FINANCIAL SERVICES INC","filed_at":"2024-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.113827+00:00","generated_at":"2026-05-30T12:07:40.936929+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Orrstown Financial Services reports Q3 2024 net loss of $7.9M after merger with Codorus Valley Bancorp","bullets":["Net loss was $7.9M ($0.41 per diluted share) for Q3 2024, vs net income of $7.7M in Q2 2024.","Excluding non-recurring merger and retirement charges, adjusted net income was $21.4M, or $1.11 per diluted share.","Board declared a cash dividend of $0.23 per common share, payable Nov 12, 2024 to holders of record Nov 5.","Merger with Codorus Valley Bancorp closed July 1, adding $2.2B in assets, $1.6B loans, and $1.9B deposits.","Provision for credit losses was $13.7M; nonaccrual loans rose to $26.9M, including $12.8M from Codorus."],"urls":{"canonical":"https://secwatch.observer/filing/0000826154-24-000216","json":"https://secwatch.observer/filing/0000826154-24-000216.json","markdown":"https://secwatch.observer/filing/0000826154-24-000216.md","text":"https://secwatch.observer/filing/0000826154-24-000216.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/826154/000082615424000216/0000826154-24-000216-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/826154/000082615424000216/orrf-20241022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:07:40.936929+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}