{"schema_version":"secwatch.filing_event.v1","accession":"0000828944-26-000003","form_type":"8-K","ticker":"WSFS","cik":"0000828944","company_name":"WSFS FINANCIAL CORP","filed_at":"2026-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.790807+00:00","generated_at":"2026-05-16T08:14:53.961835+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"WSFS reports Q4 2025 EPS of $1.34, full-year EPS $5.09; driven by loan and deposit growth","bullets":["Q4 net income $72.7M, diluted EPS $1.34, ROA 1.33% (vs Q4 2024: $64.2M, $1.09, 1.21%).","Full-year 2025 net income $287.3M, EPS $5.09, ROA 1.36% (vs 2024: $263.7M, $4.41, 1.27%).","Net interest income $187.4M in Q4, up 5.2% YoY from $178.2M; total net revenue $271.9M.","Provision for credit losses was $12.7M, compared to $6.6M in Q3 2025 and $8.0M in Q4 2024.","Fee revenue $84.5M (31% of total net revenue); efficiency ratio improved to 59.5% from 64.6% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0000828944-26-000003","json":"https://secwatch.observer/filing/0000828944-26-000003.json","markdown":"https://secwatch.observer/filing/0000828944-26-000003.md","text":"https://secwatch.observer/filing/0000828944-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/828944/000082894426000003/0000828944-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/828944/000082894426000003/wsfs-20260126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:14:53.961835+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}