---
schema_version: "secwatch.filing_event.v1"
accession: "0000828944-26-000003"
form_type: "8-K"
ticker: "WSFS"
cik: "0000828944"
company_name: "WSFS FINANCIAL CORP"
filed_at: "2026-01-26T23:59:59+00:00"
generated_at: "2026-05-16T08:14:53.961835+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# WSFS reports Q4 2025 EPS of $1.34, full-year EPS $5.09; driven by loan and deposit growth

## Summary
- Q4 net income $72.7M, diluted EPS $1.34, ROA 1.33% (vs Q4 2024: $64.2M, $1.09, 1.21%).
- Full-year 2025 net income $287.3M, EPS $5.09, ROA 1.36% (vs 2024: $263.7M, $4.41, 1.27%).
- Net interest income $187.4M in Q4, up 5.2% YoY from $178.2M; total net revenue $271.9M.
- Provision for credit losses was $12.7M, compared to $6.6M in Q3 2025 and $8.0M in Q4 2024.
- Fee revenue $84.5M (31% of total net revenue); efficiency ratio improved to 59.5% from 64.6% a year ago.

## SEC filing metadata
- accession: 0000828944-26-000003
- form_type: 8-K
- ticker: WSFS
- cik: 0000828944
- company_name: WSFS FINANCIAL CORP
- filed_at: 2026-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/828944/000082894426000003/0000828944-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/828944/000082894426000003/wsfs-20260126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000828944-26-000003
- JSON: https://secwatch.observer/filing/0000828944-26-000003.json
- Plain text: https://secwatch.observer/filing/0000828944-26-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.