secwatch.observer — SEC 8-K summary
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Issuer:     WSFS FINANCIAL CORP (WSFS)
CIK:        0000828944
Form:       8-K
Filed at:   2026-01-26T23:59:59+00:00
Accession:  0000828944-26-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

WSFS reports Q4 2025 EPS of $1.34, full-year EPS $5.09; driven by loan and deposit growth
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- Q4 net income $72.7M, diluted EPS $1.34, ROA 1.33% (vs Q4 2024: $64.2M, $1.09, 1.21%).
- Full-year 2025 net income $287.3M, EPS $5.09, ROA 1.36% (vs 2024: $263.7M, $4.41, 1.27%).
- Net interest income $187.4M in Q4, up 5.2% YoY from $178.2M; total net revenue $271.9M.
- Provision for credit losses was $12.7M, compared to $6.6M in Q3 2025 and $8.0M in Q4 2024.
- Fee revenue $84.5M (31% of total net revenue); efficiency ratio improved to 59.5% from 64.6% a year ago.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/828944/000082894426000003/0000828944-26-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/828944/000082894426000003/wsfs-20260126.htm
  HTML page:      https://secwatch.observer/filing/0000828944-26-000003

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