{"schema_version":"secwatch.filing_event.v1","accession":"0000828944-26-000034","form_type":"8-K","ticker":"WSFS","cik":"0000828944","company_name":"WSFS FINANCIAL CORP","filed_at":"2026-10-22T20:07:01+00:00","discovered_at":"2026-10-22T20:08:00.240716+00:00","generated_at":"2026-10-22T20:08:05.897976+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"WSFS 3Q26 EPS $1.75, up 28% YoY; ROA 1.58%, NIM 3.88%, wealth and trust fees +30%","bullets":["Diluted EPS $1.75 vs $1.37 in 3Q25 (+28%); net income attributable to WSFS $89.3M, up from $76.4M a year earlier.","Total net revenue $287.6M vs $270.5M in 3Q25; net interest income $196.6M and fee revenue $91.0M, or 31.6% of revenue.","Net interest margin 3.88%; ROA 1.58% and ROE 13.0%, versus 1.44% and 11.3% in 3Q25 and 1.52%/12.4% in 2Q26.","Provision for credit losses rose to $8.4M from $6.6M YoY and $5.0M in 2Q26; noninterest expense fell to $161.6M from $163.1M.","Efficiency ratio improved to 56.1% from 60.2% YoY; pre-provision net revenue $126.0M vs $107.4M; wealth and trust fees up 30% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000828944-26-000034","json":"https://secwatch.observer/filing/0000828944-26-000034.json","markdown":"https://secwatch.observer/filing/0000828944-26-000034.md","text":"https://secwatch.observer/filing/0000828944-26-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/828944/000082894426000034/0000828944-26-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/828944/000082894426000034/wsfs-20261022.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T20:08:05.897976+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}