---
schema_version: "secwatch.filing_event.v1"
accession: "0000832988-23-000129"
form_type: "8-K"
ticker: "SIG"
cik: "0000832988"
company_name: "SIGNET JEWELERS LTD"
filed_at: "2023-05-01T23:59:59+00:00"
generated_at: "2026-06-16T05:48:22.670251+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "medium"
source: SEC EDGAR
---

# Signet extends credit card program agreements with Comenity through Dec 31, 2028

## Summary
- Extended term of Sterling and Zale credit card program agreements from Dec 31, 2025 to Dec 31, 2028.
- Amendments signed April 25, 2023; include changes to account term determination and compensation structure.
- Many financial details (e.g., compensation, account terms) redacted as confidential; full economic impact unclear.
- Amendments add definitions for periodic review periods and high-transaction-value programs.

## SEC filing metadata
- accession: 0000832988-23-000129
- form_type: 8-K
- ticker: SIG
- cik: 0000832988
- company_name: SIGNET JEWELERS LTD
- filed_at: 2023-05-01T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: medium
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/832988/000083298823000129/0000832988-23-000129-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/832988/000083298823000129/sig-20230425.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000832988-23-000129
- JSON: https://secwatch.observer/filing/0000832988-23-000129.json
- Plain text: https://secwatch.observer/filing/0000832988-23-000129.txt

## Key facts
- Material Agreements
  SIGNET JEWELERS LTD amended Third Amendment to the Amended and Restated Private Label Credit Card Program Agreement with Comenity Capital Bank valued at extended the terms of the Program Agreements from December 31, 2025 to December 31, 2028 (effective 2023-04-25).
  - Action: amendment
  - Counterparty: Comenity Capital Bank
  - Value: extended the terms of the Program Agreements from December 31, 2025 to December 31, 2028
  - Effective: 2023-04-25
  source text: on April 25, 2023, the Company, through its subsidiary Zale Delaware, Inc. (“Zale”), entered into a Third Amendment to the Amended and Restated Private Label Credit Card Program Agreement (“Zale Amendment” and together with the Sterling Amendment, each an “Amendment” and collectively the “Amendments”) with Comenity Capital Bank (“Comenity Capital”), which amends the Amended and Restated Private Label Credit Card Program Agreement entered into by and between Zale and Comenity Capital on May 14, 2021 (“Zale Program Agreement” and together with the Sterling Program Agreement, the “Program Agreements”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/832988/000083298823000129/0000832988-23-000129-index.htm
- Material Agreements
  SIGNET JEWELERS LTD amended Third Amendment to the Amended and Restated Credit Card Program Agreement with Comenity Bank valued at extended the terms of the Program Agreements from December 31, 2025 to December 31, 2028 (effective 2023-04-25).
  - Action: amendment
  - Counterparty: Comenity Bank
  - Value: extended the terms of the Program Agreements from December 31, 2025 to December 31, 2028
  - Effective: 2023-04-25
  source text: On April 25, 2023, Signet Jewelers Limited (“Signet” or the “Company”), through its subsidiary Sterling Jewelers Inc. (“Sterling”), entered into a Third Amendment to the Amended and Restated Credit Card Program Agreement (“Sterling Amendment”) with Comenity Bank, which amends the Amended and Restated Credit Card Program Agreement entered into by and between Sterling and Comenity Bank on May 14, 2021 (“Sterling Program Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/832988/000083298823000129/0000832988-23-000129-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.