---
schema_version: "secwatch.filing_event.v1"
accession: "0000840489-25-000106"
form_type: "8-K"
ticker: "FCFS"
cik: "0000840489"
company_name: "FirstCash Holdings, Inc."
filed_at: "2025-08-14T23:59:59+00:00"
generated_at: "2026-05-17T13:47:04.388448+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# FirstCash completes $383M acquisition of H&T Group, becoming UK's leading pawnbroker

## Summary
- Total consideration including assumed net debt of £64M ($85M) values H&T at ~$468M; financed via revolving credit facility.
- H&T operates 286 UK pawn stores; combined entity now has over 3,300 locations and ~$4B pro forma revenue.
- H&T FY2025 stand-alone guidance: revenue $315-340M, net income $35-38M, EBITDA $60-65M (USD).
- EPS accretion for FirstCash from H&T for rest of 2025 estimated at $0.20-$0.25 per share after borrowing costs.
- Bridge loan credit agreement terminated after funding with revolver; acquisition immediately accretive to earnings.

## SEC filing metadata
- accession: 0000840489-25-000106
- form_type: 8-K
- ticker: FCFS
- cik: 0000840489
- company_name: FirstCash Holdings, Inc.
- filed_at: 2025-08-14T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/840489/000084048925000106/0000840489-25-000106-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/840489/000084048925000106/fcfs-20250814.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000840489-25-000106
- JSON: https://secwatch.observer/filing/0000840489-25-000106.json
- Plain text: https://secwatch.observer/filing/0000840489-25-000106.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.