---
schema_version: "secwatch.filing_event.v1"
accession: "0000840489-25-000117"
form_type: "8-K"
ticker: "FCFS"
cik: "0000840489"
company_name: "FirstCash Holdings, Inc."
filed_at: "2025-10-30T23:59:59+00:00"
generated_at: "2026-05-17T01:29:55.219802+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Q3 record revenue & earnings; same-store pawn +13% US/+18% LatAm/+25% UK; dividend $0.42; $150M buyback

## Summary
- Record Q3 revenue and earnings across all segments; UK H&T acquisition contributed partial quarter.
- U.S. pawn same-store receivables +13% YoY; Latin America +18%; UK +25% (local currency).
- AFF segment earnings growth driven by lower loss provisions and improved operating margins.
- Quarterly dividend declared $0.42/share; new $150M share repurchase authorization; $90M YTD repurchases.
- Full-year revenue growth guidance raised for U.S., Latin America, and increased H&T accretion.

## SEC filing metadata
- accession: 0000840489-25-000117
- form_type: 8-K
- ticker: FCFS
- cik: 0000840489
- company_name: FirstCash Holdings, Inc.
- filed_at: 2025-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/840489/000084048925000117/0000840489-25-000117-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/840489/000084048925000117/fcfs-20251030.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000840489-25-000117
- JSON: https://secwatch.observer/filing/0000840489-25-000117.json
- Plain text: https://secwatch.observer/filing/0000840489-25-000117.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.