FirstCash Q4 revenue tops $1B, up 20%; EPS up 26%; $0.42 dividend declared

FirstCash Holdings, Inc.

2025-FY EPS reported $7.42 vs consensus $2.56 ▲ beat (+189.9%)

Q4 revenue exceeded $1B for first time, up 20% YoY; EPS increased 26%.
Combined same-store pawn receivables (U.S. & LatAm) grew 18% total, 15% local currency.
H&T (UK) pawn receivables grew 25% in local currency vs. prior year.
Added 28 pawn stores in Q4 (17 U.S. acquisitions, 11 LatAm openings); ~350 total in 2025.
Board declared $0.42 quarterly dividend; $71M dividends + $115M buybacks in 2025.

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