Isabella Bank Corporation Reports Q2 2025 Net Income of $5.0M, or $0.68 per Share

ISABELLA BANK CORP

2025-Q2 EPS reported $1.21

Net income for Q2 2025 was $5.0 million ($0.68 per share), up from $3.5 million ($0.46 per share) in Q2 2024.
Net interest margin (fully taxable equivalent) expanded to 3.14% from 2.82% in the prior-year quarter.
Core loans grew 9% annualized from Q1 2025, led by commercial and residential loan growth.
Total deposits increased 11% annualized from Q1 2025, including $89 million in demand deposits from a not-for-profit entity.
Provision for credit losses was a credit of $1.1 million due to $1.6 million in recoveries from a 2024 overdraft charge-off.

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