Isabella Bank Q3 2025 net income $5.2M, EPS $0.71; NIM reaches 3.15%

ISABELLA BANK CORP

2025-Q3 EPS reported $1.92

Net income $5.2M ($0.71 diluted EPS) vs $3.3M ($0.44) in Q3 2024.
Net interest margin expanded to 3.15% from 2.96% YoY; net interest income $16.2M.
Core loans grew $32M (+2%) and total deposits increased $76M (+4%) during Q3.
Nonperforming loans low at 0.24% of total loans; ACL $13.1M.
Tangible book value per share improved to $24.37 from $21.82 at Dec 2024.

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