Isabella Bank Q1 net income $5.0M ($0.68 EPS) vs $3.9M ($0.53) YoY; NIM expands to 3.33%

ISABELLA BANK CORP

2026-Q1 EPS reported $0.68

Net income rose 26% to $5.0M; diluted EPS $0.68 vs $0.53 in Q1 2025.
Net interest margin improved to 3.33% from 3.06% a year ago on higher loan yields and lower deposit costs.
Adjusted loans (ex-mortgage broker advances) grew $27.2M; total deposits up $40.2M from year-end 2025.
Nonperforming loans remained low at 0.28% of total loans; ACL increased $287K on loan growth.

item 2.02 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.95

ISABELLA BANK CORP reported first quarter 2026 results: net income $5.0 million, EPS $0.68 per diluted share.

Period: first quarter 2026
Net income: $5.0 million
EPS: $0.68 per diluted share
Result: reported results

Exact text from the filing

Net income in first quarter 2026 was $5.0 million, or $0.68 per diluted share, compared with $3.9 million, or $0.53 per diluted share, in first quarter 2025.

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Source: SEC EDGAR

accession 0000842517-26-000095

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