---
schema_version: "secwatch.filing_event.v1"
accession: "0000846617-22-000082"
form_type: "8-K"
ticker: "DCOM"
cik: "0000846617"
company_name: "Dime Community Bancshares, Inc. /NY/"
filed_at: "2022-10-28T23:59:59+00:00"
generated_at: "2026-06-22T23:04:33.049200+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Dime Community Bancshares Q3 EPS $0.98, up 10% YoY; net interest income exceeds $100M

## Summary
- Net income to common $37.7M ($0.98 diluted EPS) vs $0.94 in Q2 and $0.89 in Q3 2021.
- Net interest income $100.4M, a record; NIM expanded 9 bps to 3.38%.
- Loan originations $800.9M; loans held for investment (ex-PPP) grew 19% annualized linked quarter.
- Cost of deposits increased only 23 bps despite 150 bps Fed hike; non-interest-bearing deposits ~37%.
- Credit loss provision $6.6M (vs $44K in Q2) on macro forecast; NPAs stable at 0.34% of assets.

## SEC filing metadata
- accession: 0000846617-22-000082
- form_type: 8-K
- ticker: DCOM
- cik: 0000846617
- company_name: Dime Community Bancshares, Inc. /NY/
- filed_at: 2022-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/846617/000084661722000082/0000846617-22-000082-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/846617/000084661722000082/dcom-20221028x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000846617-22-000082
- JSON: https://secwatch.observer/filing/0000846617-22-000082.json
- Plain text: https://secwatch.observer/filing/0000846617-22-000082.txt

## Key facts
- Earnings Releases
  Dime Community Bancshares, Inc. /NY/ reported the quarter ended September 30, 2022 results: net income $37.7 million, EPS $0.98 per diluted common share.
  - Period: the quarter ended September 30, 2022
  - Net income: $37.7 million
  - EPS: $0.98 per diluted common share
  - Result: reported results
  source text: Dime Community Bancshares, Inc. (NASDAQ: DCOM) (the “Company” or “Dime”), the parent company of Dime Community Bank (the “Bank”), today reported net income available to common stockholders of $37.7 million for the quarter ended September 30, 2022, or $0.98 per diluted common share
  evidence_url: https://www.sec.gov/Archives/edgar/data/846617/000084661722000082/0000846617-22-000082-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.