{"schema_version":"secwatch.filing_event.v1","accession":"0000846617-23-000075","form_type":"8-K","ticker":"DCOM","cik":"0000846617","company_name":"Dime Community Bancshares, Inc. /NY/","filed_at":"2023-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.143285+00:00","generated_at":"2026-06-09T21:25:34.766159+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Dime Community Q3 net income drops 49% linked quarter to $13.2M; adjusted EPS $0.56","bullets":["GAAP diluted EPS $0.34 vs. $0.66 in Q2 2023 and $0.98 in Q3 2022; adjusted EPS $0.56 excluding $8.9M pre-tax severance/equity losses.","Net interest income $76.5M, down 5% linked quarter; NIM compressed 16 bps to 2.34%.","Average total deposits grew $128M to $10.66B linked quarter; non-insured deposits 29% of total.","Non-performing assets declined 16% linked quarter to 0.17% of total assets; provision for credit losses $1.8M.","Tier 1 risk-based capital ratio improved 26 bps to 10.76%; quarterly dividend unchanged at $0.25 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000846617-23-000075","json":"https://secwatch.observer/filing/0000846617-23-000075.json","markdown":"https://secwatch.observer/filing/0000846617-23-000075.md","text":"https://secwatch.observer/filing/0000846617-23-000075.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/846617/000084661723000075/0000846617-23-000075-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/846617/000084661723000075/dcom-20231019x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T21:25:34.766159+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b1f7835dd3d43e754038a5d755b3da0398e2e2e9","claim":"Dime Community Bancshares, Inc. /NY/ reported the quarter ended September 30, 2023 results: net income $13.2 million, EPS $0.34 per diluted common share.","evidence_excerpt":"Dime Community Bancshares, Inc. (NASDAQ: DCOM) (the “Company” or “Dime”), the parent company of Dime Community Bank (the “Bank”), today reported net income available to common stockholders of $13.2 million for the quarter ended September 30, 2023, or $0.34 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/846617/000084661723000075/0000846617-23-000075-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$13.2 million"},{"label":"EPS","value":"$0.34 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}