---
schema_version: "secwatch.filing_event.v1"
accession: "0000846617-24-000005"
form_type: "8-K"
ticker: "DCOM"
cik: "0000846617"
company_name: "Dime Community Bancshares, Inc. /NY/"
filed_at: "2024-01-26T23:59:59+00:00"
generated_at: "2026-06-06T17:04:38.717231+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Dime Community reports Q4 2023 EPS $0.37, net income $14.5M; deposits up $276M YoY

## Summary
- Net income available to common stockholders $14.5M ($0.37 diluted EPS) vs $13.2M ($0.34) linked quarter, $38.2M ($0.99) Q4 2022.
- Full-year 2023 net income $88.8M ($2.29 diluted EPS) vs $145.3M ($3.73) in 2022.
- Total deposits grew $276M YoY to $10.53B; non-interest-bearing deposits averaged 29% of total deposits in Q4.
- NIM narrowed to 2.29% from 2.34% linked quarter (5 bps decline) vs 16 bps decline in Q3; NIM compression slowed.
- Credit quality remains stable: non-performing assets + loans 90+ days past due at 0.21% of total assets.

## SEC filing metadata
- accession: 0000846617-24-000005
- form_type: 8-K
- ticker: DCOM
- cik: 0000846617
- company_name: Dime Community Bancshares, Inc. /NY/
- filed_at: 2024-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/846617/000084661724000005/0000846617-24-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/846617/000084661724000005/dcom-20240126x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000846617-24-000005
- JSON: https://secwatch.observer/filing/0000846617-24-000005.json
- Plain text: https://secwatch.observer/filing/0000846617-24-000005.txt

## Key facts
- Earnings Releases
  Dime Community Bancshares, Inc. /NY/ reported the quarter ended December 31, 2023 results: net income $14.5 million, EPS $0.37 per diluted common share.
  - Period: the quarter ended December 31, 2023
  - Net income: $14.5 million
  - EPS: $0.37 per diluted common share
  - Result: reported results
  source text: For the quarter ended December 31, 2023, net income available to common stockholders was $14.5 million, or $0.37 per diluted common share, compared to $13.2 million, or $0.34 per diluted common share, for the quarter ended September 30, 2023, and $38.2 million, or $0.99 per diluted common share, for the quarter ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/846617/000084661724000005/0000846617-24-000005-index.htm
- Earnings Releases
  Dime Community Bancshares, Inc. /NY/ reported the year ended December 31, 2023 results: net income $88.8 million, EPS $2.29 per diluted common share.
  - Period: the year ended December 31, 2023
  - Net income: $88.8 million
  - EPS: $2.29 per diluted common share
  - Result: reported results
  source text: Dime Community Bancshares, Inc. (NASDAQ: DCOM) (the “Company” or “Dime”), the parent company of Dime Community Bank (the “Bank”), today reported net income available to common stockholders of $88.8 million for the year ended December 31, 2023, or $2.29 per diluted common share, compared to net income available to common stockholders of $145.3 million for the year ended December 31, 2022, or $3.73 per diluted common share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/846617/000084661724000005/0000846617-24-000005-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.