{"schema_version":"secwatch.filing_event.v1","accession":"0000846617-24-000048","form_type":"8-K","ticker":"DCOM","cik":"0000846617","company_name":"Dime Community Bancshares, Inc. /NY/","filed_at":"2024-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.037176+00:00","generated_at":"2026-05-31T18:21:50.149228+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Dime Community Bancshares Q2 EPS $0.43, up 5% QoQ; NIM expands to 2.41%","bullets":["Net income available to common of $16.7M ($0.43 diluted) vs $0.41 in Q1 and $0.66 year ago.","Net interest margin (NIM) expanded 20 bps to 2.41% QoQ, aided by $1.3M interest recovery from non-accrual loan.","Core deposits (ex-brokered/time) grew $302M; business loans increased over $200M in the quarter.","Completed subordinated debt offering raising $65M (gross), increasing Total Risk-Based Capital Ratio to 14.5%.","Non-performing assets and loans 90+ days past due declined 29% vs prior quarter, representing 0.18% of total assets."],"urls":{"canonical":"https://secwatch.observer/filing/0000846617-24-000048","json":"https://secwatch.observer/filing/0000846617-24-000048.json","markdown":"https://secwatch.observer/filing/0000846617-24-000048.md","text":"https://secwatch.observer/filing/0000846617-24-000048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/846617/000084661724000048/0000846617-24-000048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/846617/000084661724000048/dcom-20240723x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:21:50.149228+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}