---
schema_version: "secwatch.filing_event.v1"
accession: "0000846617-24-000048"
form_type: "8-K"
ticker: "DCOM"
cik: "0000846617"
company_name: "Dime Community Bancshares, Inc. /NY/"
filed_at: "2024-07-23T23:59:59+00:00"
generated_at: "2026-05-31T18:21:50.149228+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Dime Community Bancshares Q2 EPS $0.43, up 5% QoQ; NIM expands to 2.41%

## Summary
- Net income available to common of $16.7M ($0.43 diluted) vs $0.41 in Q1 and $0.66 year ago.
- Net interest margin (NIM) expanded 20 bps to 2.41% QoQ, aided by $1.3M interest recovery from non-accrual loan.
- Core deposits (ex-brokered/time) grew $302M; business loans increased over $200M in the quarter.
- Completed subordinated debt offering raising $65M (gross), increasing Total Risk-Based Capital Ratio to 14.5%.
- Non-performing assets and loans 90+ days past due declined 29% vs prior quarter, representing 0.18% of total assets.

## SEC filing metadata
- accession: 0000846617-24-000048
- form_type: 8-K
- ticker: DCOM
- cik: 0000846617
- company_name: Dime Community Bancshares, Inc. /NY/
- filed_at: 2024-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/846617/000084661724000048/0000846617-24-000048-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/846617/000084661724000048/dcom-20240723x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000846617-24-000048
- JSON: https://secwatch.observer/filing/0000846617-24-000048.json
- Plain text: https://secwatch.observer/filing/0000846617-24-000048.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.