{"schema_version":"secwatch.filing_event.v1","accession":"0000846617-24-000059","form_type":"8-K","ticker":"DCOM","cik":"0000846617","company_name":"Dime Community Bancshares, Inc. /NY/","filed_at":"2024-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.143570+00:00","generated_at":"2026-05-30T12:07:57.522575+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Dime Community Q3 net income $11.5M ($0.29/share), NIM expands to 2.50%, deposits up $389M","bullets":["Net income available to common stockholders $11.5M ($0.29 diluted EPS) vs $16.7M ($0.43) in Q2 2024 and $13.2M ($0.34) a year ago.","Net interest margin improved to 2.50% from 2.41% linked quarter; net interest income $79.9M vs $75.5M in Q2.","Total deposits increased $389M to $11.42B; core deposits (ex-brokered/time) rose $505M; loan-to-deposit ratio fell to 95.4%.","Non-performing loans climbed to $49.5M from $24.8M prior quarter; credit loss provision $11.6M vs $5.6M in Q2.","Tangible book value per share $25.22 (up from $24.87); dividend $0.25 per share maintained."],"urls":{"canonical":"https://secwatch.observer/filing/0000846617-24-000059","json":"https://secwatch.observer/filing/0000846617-24-000059.json","markdown":"https://secwatch.observer/filing/0000846617-24-000059.md","text":"https://secwatch.observer/filing/0000846617-24-000059.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/846617/000084661724000059/0000846617-24-000059-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/846617/000084661724000059/dcom-20241022x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:07:57.522575+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}