---
schema_version: "secwatch.filing_event.v1"
accession: "0000846617-24-000059"
form_type: "8-K"
ticker: "DCOM"
cik: "0000846617"
company_name: "Dime Community Bancshares, Inc. /NY/"
filed_at: "2024-10-22T23:59:59+00:00"
generated_at: "2026-05-30T12:07:57.522575+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Dime Community Q3 net income $11.5M ($0.29/share), NIM expands to 2.50%, deposits up $389M

## Summary
- Net income available to common stockholders $11.5M ($0.29 diluted EPS) vs $16.7M ($0.43) in Q2 2024 and $13.2M ($0.34) a year ago.
- Net interest margin improved to 2.50% from 2.41% linked quarter; net interest income $79.9M vs $75.5M in Q2.
- Total deposits increased $389M to $11.42B; core deposits (ex-brokered/time) rose $505M; loan-to-deposit ratio fell to 95.4%.
- Non-performing loans climbed to $49.5M from $24.8M prior quarter; credit loss provision $11.6M vs $5.6M in Q2.
- Tangible book value per share $25.22 (up from $24.87); dividend $0.25 per share maintained.

## SEC filing metadata
- accession: 0000846617-24-000059
- form_type: 8-K
- ticker: DCOM
- cik: 0000846617
- company_name: Dime Community Bancshares, Inc. /NY/
- filed_at: 2024-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/846617/000084661724000059/0000846617-24-000059-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/846617/000084661724000059/dcom-20241022x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000846617-24-000059
- JSON: https://secwatch.observer/filing/0000846617-24-000059.json
- Plain text: https://secwatch.observer/filing/0000846617-24-000059.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.