{"schema_version":"secwatch.filing_event.v1","accession":"0000846617-25-000006","form_type":"8-K","ticker":"DCOM","cik":"0000846617","company_name":"Dime Community Bancshares, Inc. /NY/","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.502323+00:00","generated_at":"2026-05-27T17:56:20.910120+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Dime Q4 GAAP loss $22.2M (-$0.54/sh); adjusted EPS $0.42; NIM expands to 2.79%","bullets":["Q4 net loss available to common $22.2M ($0.54 diluted EPS) vs $11.5M income ($0.29) in Q3; full-year EPS $0.55 down from $2.29.","Adjusted net income $17.4M, adj. EPS $0.42, up 45% linked quarter; NIM expanded 29bp to 2.79%.","Deposits grew $268.8M linked quarter; core deposits up $513.4M; average noninterest-bearing deposits 30% of total.","Completed $135.8M common equity offering in Nov 2024; CET1 ratio rose to 11.07%; book value $29.34.","Credit loss provision $13.7M vs $11.6M prior quarter; NPLs flat at $49.5M; adjusted efficiency ratio 58.0%."],"urls":{"canonical":"https://secwatch.observer/filing/0000846617-25-000006","json":"https://secwatch.observer/filing/0000846617-25-000006.json","markdown":"https://secwatch.observer/filing/0000846617-25-000006.md","text":"https://secwatch.observer/filing/0000846617-25-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/846617/000084661725000006/0000846617-25-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/846617/000084661725000006/dcom-20250123x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T17:56:20.910120+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}