{"schema_version":"secwatch.filing_event.v1","accession":"0000846617-25-000020","form_type":"8-K","ticker":"DCOM","cik":"0000846617","company_name":"Dime Community Bancshares, Inc. /NY/","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.458234+00:00","generated_at":"2026-05-23T09:49:06.375834+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Dime Community Q1 2025 GAAP EPS $0.45; adjusted EPS $0.57; NIM 2.95%; core deposits up $1.35B YoY","bullets":["GAAP net income $19.6M ($0.45/diluted share) vs $15.9M ($0.41) a year ago; adjusted net income $24.7M ($0.57 adj. EPS), +67% YoY.","Net interest margin expanded 16 bps QoQ to 2.95%; net interest income $94.2M vs $91.1M prior Q and $71.5M year ago.","Core deposits (ex-brokered/time) rose $1.35B YoY; total deposits $11.61B; brokered deposits reduced to $285.6M from $897.1M year ago.","Non-performing loans increased to $58.0M from $49.5M prior Q; credit provision was $9.6M vs $13.7M prior Q.","Hired several senior execs including Tom Geisel and incoming CCO Robert Rowe; pension plan termination cost $7.2M pre-tax."],"urls":{"canonical":"https://secwatch.observer/filing/0000846617-25-000020","json":"https://secwatch.observer/filing/0000846617-25-000020.json","markdown":"https://secwatch.observer/filing/0000846617-25-000020.md","text":"https://secwatch.observer/filing/0000846617-25-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/846617/000084661725000020/0000846617-25-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/846617/000084661725000020/dcom-20250422x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:49:06.375834+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}