---
schema_version: "secwatch.filing_event.v1"
accession: "0000846617-25-000020"
form_type: "8-K"
ticker: "DCOM"
cik: "0000846617"
company_name: "Dime Community Bancshares, Inc. /NY/"
filed_at: "2025-04-22T23:59:59+00:00"
generated_at: "2026-05-23T09:49:06.375834+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Dime Community Q1 2025 GAAP EPS $0.45; adjusted EPS $0.57; NIM 2.95%; core deposits up $1.35B YoY

## Summary
- GAAP net income $19.6M ($0.45/diluted share) vs $15.9M ($0.41) a year ago; adjusted net income $24.7M ($0.57 adj. EPS), +67% YoY.
- Net interest margin expanded 16 bps QoQ to 2.95%; net interest income $94.2M vs $91.1M prior Q and $71.5M year ago.
- Core deposits (ex-brokered/time) rose $1.35B YoY; total deposits $11.61B; brokered deposits reduced to $285.6M from $897.1M year ago.
- Non-performing loans increased to $58.0M from $49.5M prior Q; credit provision was $9.6M vs $13.7M prior Q.
- Hired several senior execs including Tom Geisel and incoming CCO Robert Rowe; pension plan termination cost $7.2M pre-tax.

## SEC filing metadata
- accession: 0000846617-25-000020
- form_type: 8-K
- ticker: DCOM
- cik: 0000846617
- company_name: Dime Community Bancshares, Inc. /NY/
- filed_at: 2025-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/846617/000084661725000020/0000846617-25-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/846617/000084661725000020/dcom-20250422x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000846617-25-000020
- JSON: https://secwatch.observer/filing/0000846617-25-000020.json
- Plain text: https://secwatch.observer/filing/0000846617-25-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.