{"schema_version":"secwatch.filing_event.v1","accession":"0000846617-25-000034","form_type":"8-K","ticker":"DCOM","cik":"0000846617","company_name":"Dime Community Bancshares, Inc. /NY/","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.490016+00:00","generated_at":"2026-05-18T02:55:43.769552+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Dime Community Q2 net income $27.9M, EPS $0.64 (+49% YoY); NIM 2.98%","bullets":["Net income available to common: $27.9M ($0.64 diluted EPS) vs $16.7M ($0.43) a year ago.","Net interest margin improved to 2.98% from 2.41% YoY; net interest income $98.1M (+30% YoY).","Core deposits (ex-brokered/time) up $1.21B YoY; total deposits $11.74B at June 30.","Business loans grew $371M YoY to $2.90B; loan portfolio WAR increased 8 bps to 5.33%.","Kroll Bond Rating revised outlook to Positive; CET1 ratio rose to 11.25%."],"urls":{"canonical":"https://secwatch.observer/filing/0000846617-25-000034","json":"https://secwatch.observer/filing/0000846617-25-000034.json","markdown":"https://secwatch.observer/filing/0000846617-25-000034.md","text":"https://secwatch.observer/filing/0000846617-25-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/846617/000084661725000034/0000846617-25-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/846617/000084661725000034/dcom-20250724x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:55:43.769552+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}