---
schema_version: "secwatch.filing_event.v1"
accession: "0000846617-25-000034"
form_type: "8-K"
ticker: "DCOM"
cik: "0000846617"
company_name: "Dime Community Bancshares, Inc. /NY/"
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:55:43.769552+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Dime Community Q2 net income $27.9M, EPS $0.64 (+49% YoY); NIM 2.98%

## Summary
- Net income available to common: $27.9M ($0.64 diluted EPS) vs $16.7M ($0.43) a year ago.
- Net interest margin improved to 2.98% from 2.41% YoY; net interest income $98.1M (+30% YoY).
- Core deposits (ex-brokered/time) up $1.21B YoY; total deposits $11.74B at June 30.
- Business loans grew $371M YoY to $2.90B; loan portfolio WAR increased 8 bps to 5.33%.
- Kroll Bond Rating revised outlook to Positive; CET1 ratio rose to 11.25%.

## SEC filing metadata
- accession: 0000846617-25-000034
- form_type: 8-K
- ticker: DCOM
- cik: 0000846617
- company_name: Dime Community Bancshares, Inc. /NY/
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/846617/000084661725000034/0000846617-25-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/846617/000084661725000034/dcom-20250724x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000846617-25-000034
- JSON: https://secwatch.observer/filing/0000846617-25-000034.json
- Plain text: https://secwatch.observer/filing/0000846617-25-000034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.