{"schema_version":"secwatch.filing_event.v1","accession":"0000846617-25-000046","form_type":"8-K","ticker":"DCOM","cik":"0000846617","company_name":"Dime Community Bancshares, Inc. /NY/","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.351917+00:00","generated_at":"2026-05-17T02:38:29.653059+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Dime Community Q3 EPS $0.59; net interest margin rises to 3.01%; core deposits up","bullets":["Net income to common $25.8M ($0.59 diluted EPS) vs $11.5M ($0.29) YoY; adjusted EPS $0.61.","Net interest income $103.4M (+29% YoY); net interest margin 3.01% vs 2.50% YoY.","Core deposits (ex-brokered/time) up $972M YoY; business loans grew $160.5M linked quarter.","Provision for credit losses $13.3M vs $9.2M linked quarter; non-performing loans $72.1M vs $53.2M.","Management expects further NIM expansion in Q4; efficiency ratio improved to 53.8% from 65.9% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000846617-25-000046","json":"https://secwatch.observer/filing/0000846617-25-000046.json","markdown":"https://secwatch.observer/filing/0000846617-25-000046.md","text":"https://secwatch.observer/filing/0000846617-25-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/846617/000084661725000046/0000846617-25-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/846617/000084661725000046/dcom-20251023x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:38:29.653059+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}