{"schema_version":"secwatch.filing_event.v1","accession":"0000846617-26-000004","form_type":"8-K","ticker":"DCOM","cik":"0000846617","company_name":"Dime Community Bancshares, Inc. /NY/","filed_at":"2026-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.818649+00:00","generated_at":"2026-05-16T09:25:14.385877+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Dime Community Bancshares Q4 2025 net income $30M, adjusted EPS $0.79, record revenue $124M","bullets":["Net income available to common $30.0M ($0.68 diluted EPS); adjusted diluted EPS $0.79, up from $0.61 Q3 and $0.42 year-ago.","Record quarterly revenue $124M; net interest margin improved to 3.11% from 3.01% linked quarter.","Core deposits grew ~$800M linked quarter; business loans grew $177.9M QoQ; loan-to-deposit ratio improved to 83.8%.","Non-performing assets declined 27% linked quarter to 0.34% of total assets; credit loss provision $10.9M.","Dividend maintained at $0.25 per common share; book value per share $30.99, tangible book $27.37."],"urls":{"canonical":"https://secwatch.observer/filing/0000846617-26-000004","json":"https://secwatch.observer/filing/0000846617-26-000004.json","markdown":"https://secwatch.observer/filing/0000846617-26-000004.md","text":"https://secwatch.observer/filing/0000846617-26-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/846617/000084661726000004/0000846617-26-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/846617/000084661726000004/dcom-20260121x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:25:14.385877+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}