---
schema_version: "secwatch.filing_event.v1"
accession: "0000846617-26-000004"
form_type: "8-K"
ticker: "DCOM"
cik: "0000846617"
company_name: "Dime Community Bancshares, Inc. /NY/"
filed_at: "2026-01-21T23:59:59+00:00"
generated_at: "2026-05-16T09:25:14.385877+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Dime Community Bancshares Q4 2025 net income $30M, adjusted EPS $0.79, record revenue $124M

## Summary
- Net income available to common $30.0M ($0.68 diluted EPS); adjusted diluted EPS $0.79, up from $0.61 Q3 and $0.42 year-ago.
- Record quarterly revenue $124M; net interest margin improved to 3.11% from 3.01% linked quarter.
- Core deposits grew ~$800M linked quarter; business loans grew $177.9M QoQ; loan-to-deposit ratio improved to 83.8%.
- Non-performing assets declined 27% linked quarter to 0.34% of total assets; credit loss provision $10.9M.
- Dividend maintained at $0.25 per common share; book value per share $30.99, tangible book $27.37.

## SEC filing metadata
- accession: 0000846617-26-000004
- form_type: 8-K
- ticker: DCOM
- cik: 0000846617
- company_name: Dime Community Bancshares, Inc. /NY/
- filed_at: 2026-01-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/846617/000084661726000004/0000846617-26-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/846617/000084661726000004/dcom-20260121x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000846617-26-000004
- JSON: https://secwatch.observer/filing/0000846617-26-000004.json
- Plain text: https://secwatch.observer/filing/0000846617-26-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.