secwatch.observer — SEC 8-K summary
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Issuer:     Dime Community Bancshares, Inc. /NY/ (DCOM)
CIK:        0000846617
Form:       8-K
Filed at:   2026-01-21T23:59:59+00:00
Accession:  0000846617-26-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Dime Community Bancshares Q4 2025 net income $30M, adjusted EPS $0.79, record revenue $124M
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- Net income available to common $30.0M ($0.68 diluted EPS); adjusted diluted EPS $0.79, up from $0.61 Q3 and $0.42 year-ago.
- Record quarterly revenue $124M; net interest margin improved to 3.11% from 3.01% linked quarter.
- Core deposits grew ~$800M linked quarter; business loans grew $177.9M QoQ; loan-to-deposit ratio improved to 83.8%.
- Non-performing assets declined 27% linked quarter to 0.34% of total assets; credit loss provision $10.9M.
- Dividend maintained at $0.25 per common share; book value per share $30.99, tangible book $27.37.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/846617/000084661726000004/0000846617-26-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/846617/000084661726000004/dcom-20260121x8k.htm
  HTML page:      https://secwatch.observer/filing/0000846617-26-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer