{"schema_version":"secwatch.filing_event.v1","accession":"0000846617-26-000047","form_type":"8-K","ticker":"DCOM","cik":"0000846617","company_name":"Dime Community Bancshares, Inc. /NY/","filed_at":"2026-10-20T10:15:32+00:00","discovered_at":"2026-10-20T10:20:00.296648+00:00","generated_at":"2026-10-20T10:20:05.049576+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Dime posts record $135M revenue, EPS $0.90 up 53% YoY; announces ES Bancshares acquisition","bullets":["Net income available to common stockholders $39.7M, or $0.90 diluted EPS vs $0.59 a year ago; adjusted diluted EPS $0.91 vs $0.61.","Net interest margin 3.35% vs 3.28% in Q2 2026 and 3.01% a year ago; net interest income $121.2M vs $103.4M in Q3 2025.","Total deposits $13.14B, up $1.08B YoY; business loans $3.99B, up $346.6M linked quarter and $929.1M YoY; loan-to-deposit ratio 83%.","Non-performing assets rose to $99.5M from $69.0M at June 30, 2026; $13.8M credit loss provision; ROAA 1.10%; efficiency ratio 48.4%.","Repurchased 298,003 shares at a weighted-average $40.64; dividend $0.25 per share; separately announced intent to acquire ES Bancshares (Empire State Bank)."],"urls":{"canonical":"https://secwatch.observer/filing/0000846617-26-000047","json":"https://secwatch.observer/filing/0000846617-26-000047.json","markdown":"https://secwatch.observer/filing/0000846617-26-000047.md","text":"https://secwatch.observer/filing/0000846617-26-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/846617/000084661726000047/0000846617-26-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/846617/000084661726000047/dcom-20261020x8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-20T10:20:05.049576+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}