---
schema_version: "secwatch.filing_event.v1"
accession: "0000846617-26-000047"
form_type: "8-K"
ticker: "DCOM"
cik: "0000846617"
company_name: "Dime Community Bancshares, Inc. /NY/"
filed_at: "2026-10-20T10:15:32+00:00"
generated_at: "2026-10-20T10:20:05.049576+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Dime posts record $135M revenue, EPS $0.90 up 53% YoY; announces ES Bancshares acquisition

## Summary
- Net income available to common stockholders $39.7M, or $0.90 diluted EPS vs $0.59 a year ago; adjusted diluted EPS $0.91 vs $0.61.
- Net interest margin 3.35% vs 3.28% in Q2 2026 and 3.01% a year ago; net interest income $121.2M vs $103.4M in Q3 2025.
- Total deposits $13.14B, up $1.08B YoY; business loans $3.99B, up $346.6M linked quarter and $929.1M YoY; loan-to-deposit ratio 83%.
- Non-performing assets rose to $99.5M from $69.0M at June 30, 2026; $13.8M credit loss provision; ROAA 1.10%; efficiency ratio 48.4%.
- Repurchased 298,003 shares at a weighted-average $40.64; dividend $0.25 per share; separately announced intent to acquire ES Bancshares (Empire State Bank).

## SEC filing metadata
- accession: 0000846617-26-000047
- form_type: 8-K
- ticker: DCOM
- cik: 0000846617
- company_name: Dime Community Bancshares, Inc. /NY/
- filed_at: 2026-10-20T10:15:32+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/846617/000084661726000047/0000846617-26-000047-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/846617/000084661726000047/dcom-20261020x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000846617-26-000047
- JSON: https://secwatch.observer/filing/0000846617-26-000047.json
- Plain text: https://secwatch.observer/filing/0000846617-26-000047.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.