---
schema_version: "secwatch.filing_event.v1"
accession: "0000850141-26-000018"
form_type: "8-K"
ticker: "HMN"
cik: "0000850141"
company_name: "HORACE MANN EDUCATORS CORP /DE/"
filed_at: "2026-05-06T23:59:59+00:00"
generated_at: "2026-05-14T23:04:14.620903+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Horace Mann Q1 core EPS $1.28 beats; P&C combined ratio 83.3%

## Summary
- Net income $41.2M ($1.00/diluted); core earnings $52.5M ($1.28/diluted), up 17.4% YoY.
- P&C combined ratio 83.3%, improved >5 pts; total revenues up 3.1% to $429.3M.
- FY 2026 core EPS guidance maintained at $4.20-$4.50; returned $33M capital (incl. $18M buybacks).
- Book value $36.40; adjusted book $40.68; core ROE LTM 12.7% vs 10.6% prior year.

## SEC filing metadata
- accession: 0000850141-26-000018
- form_type: 8-K
- ticker: HMN
- cik: 0000850141
- company_name: HORACE MANN EDUCATORS CORP /DE/
- filed_at: 2026-05-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/850141/000085014126000018/0000850141-26-000018-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/850141/000085014126000018/hmn-20260506.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000850141-26-000018
- JSON: https://secwatch.observer/filing/0000850141-26-000018.json
- Plain text: https://secwatch.observer/filing/0000850141-26-000018.txt

## Source-grounded claims
- claim_id: 596e78fd4c4e1d81b967d2efc68f3c3e74857683
  claim: HORACE MANN EDUCATORS CORP /DE/ reported financial results for three months ended March 31, 2026.
  evidence_excerpt: On May 6, 2026, the Company issued a news release reporting its financial results for the three months ended March 31, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/850141/000085014126000018/0000850141-26-000018-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.