secwatch.observer — SEC 8-K summary
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Issuer:     HORACE MANN EDUCATORS CORP /DE/ (HMN)
CIK:        0000850141
Form:       8-K
Filed at:   2026-05-06T23:59:59+00:00
Accession:  0000850141-26-000018
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Horace Mann Q1 core EPS $1.28 beats; P&C combined ratio 83.3%
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- Net income $41.2M ($1.00/diluted); core earnings $52.5M ($1.28/diluted), up 17.4% YoY.
- P&C combined ratio 83.3%, improved >5 pts; total revenues up 3.1% to $429.3M.
- FY 2026 core EPS guidance maintained at $4.20-$4.50; returned $33M capital (incl. $18M buybacks).
- Book value $36.40; adjusted book $40.68; core ROE LTM 12.7% vs 10.6% prior year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/850141/000085014126000018/0000850141-26-000018-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/850141/000085014126000018/hmn-20260506.htm
  HTML page:      https://secwatch.observer/filing/0000850141-26-000018

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer