{"schema_version":"secwatch.filing_event.v1","accession":"0000850141-26-000028","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2026-07-21T20:17:37+00:00","discovered_at":"2026-07-21T20:19:00.357769+00:00","generated_at":"2026-07-21T20:19:11.819748+00:00","sec_items":["1.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Horace Mann to acquire ESI and RNIC, reinsure MedMutual Life, for ~$240M","bullets":["Total net purchase price ~$240M; financed with excess capital and existing credit facility.","Adds ~$200M annual revenue, >1M covered lives, ~7,000 employer relationships, >1,000 agents.","ESI acquisition expected to close Q4 2026; RNIC and reinsurance close Q1 2027, subject to regulatory approvals.","Transactions expected to be immediately accretive to core EPS and ROE.","RNIC stock purchase ~$125M; ceding commission ~$7.4M for MedMutual Life reinsurance."],"urls":{"canonical":"https://secwatch.observer/filing/0000850141-26-000028","json":"https://secwatch.observer/filing/0000850141-26-000028.json","markdown":"https://secwatch.observer/filing/0000850141-26-000028.md","text":"https://secwatch.observer/filing/0000850141-26-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000085014126000028/0000850141-26-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000085014126000028/hmn-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T20:19:11.819748+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}