{"schema_version":"secwatch.filing_event.v1","accession":"0000850141-26-000030","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2026-08-05T20:25:41+00:00","discovered_at":"2026-08-05T20:27:00.301676+00:00","generated_at":"2026-08-05T20:27:06.709711+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Horace Mann Q2 net income $41.6M, core EPS $1.17; raises FY2026 guidance to $4.60-$4.90","bullets":["Q2 net income $41.6M ($1.01 diluted EPS) vs $29.4M ($0.71) YoY; record core earnings $48.2M ($1.17 diluted EPS).","Total revenues $443.5M (+8% YoY); P&C combined ratio 89.6% improved >7 pts YoY.","Book value $37.11; tangible book value $36.64 (+10% YoY).","Full-year 2026 core EPS guidance raised to $4.60-$4.90.","Non-core earnings include ($8.1M) out-of-period correction to net investment income from private debt securities."],"urls":{"canonical":"https://secwatch.observer/filing/0000850141-26-000030","json":"https://secwatch.observer/filing/0000850141-26-000030.json","markdown":"https://secwatch.observer/filing/0000850141-26-000030.md","text":"https://secwatch.observer/filing/0000850141-26-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000085014126000030/0000850141-26-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000085014126000030/hmn-20260805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T20:27:06.709711+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}