---
schema_version: "secwatch.filing_event.v1"
accession: "0000850141-26-000030"
form_type: "8-K"
ticker: "HMN"
cik: "0000850141"
company_name: "HORACE MANN EDUCATORS CORP /DE/"
filed_at: "2026-08-05T20:25:41+00:00"
generated_at: "2026-08-05T20:27:06.709711+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Horace Mann Q2 net income $41.6M, core EPS $1.17; raises FY2026 guidance to $4.60-$4.90

## Summary
- Q2 net income $41.6M ($1.01 diluted EPS) vs $29.4M ($0.71) YoY; record core earnings $48.2M ($1.17 diluted EPS).
- Total revenues $443.5M (+8% YoY); P&C combined ratio 89.6% improved >7 pts YoY.
- Book value $37.11; tangible book value $36.64 (+10% YoY).
- Full-year 2026 core EPS guidance raised to $4.60-$4.90.
- Non-core earnings include ($8.1M) out-of-period correction to net investment income from private debt securities.

## SEC filing metadata
- accession: 0000850141-26-000030
- form_type: 8-K
- ticker: HMN
- cik: 0000850141
- company_name: HORACE MANN EDUCATORS CORP /DE/
- filed_at: 2026-08-05T20:25:41+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/850141/000085014126000030/0000850141-26-000030-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/850141/000085014126000030/hmn-20260805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000850141-26-000030
- JSON: https://secwatch.observer/filing/0000850141-26-000030.json
- Plain text: https://secwatch.observer/filing/0000850141-26-000030.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.