---
schema_version: "secwatch.filing_event.v1"
accession: "0000857855-23-000052"
form_type: "8-K"
ticker: "UCB"
cik: "0000857855"
company_name: "UNITED COMMUNITY BANKS INC"
filed_at: "2023-07-03T23:59:59+00:00"
generated_at: "2026-06-13T13:34:33.072130+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# United Community Banks completes First Miami Bancorp acquisition in stock-for-stock merger

## Summary
- Each First Miami share converted into 40.2685 UCBI shares; ~3.5 million UCBI shares issued.
- Target had $945M assets, $605M loans, $823M deposits as of March 31, 2023.
- First Miami's wealth management unit added ~$320 million in AUM.
- Merger expands UCBI's presence in the Miami metro with three FNBSM offices.

## SEC filing metadata
- accession: 0000857855-23-000052
- form_type: 8-K
- ticker: UCB
- cik: 0000857855
- company_name: UNITED COMMUNITY BANKS INC
- filed_at: 2023-07-03T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/857855/000085785523000052/0000857855-23-000052-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/857855/000085785523000052/ucbi-20230701.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000857855-23-000052
- JSON: https://secwatch.observer/filing/0000857855-23-000052.json
- Plain text: https://secwatch.observer/filing/0000857855-23-000052.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.