{"schema_version":"secwatch.filing_event.v1","accession":"0000857855-25-000075","form_type":"8-K","ticker":"UCB","cik":"0000857855","company_name":"UNITED COMMUNITY BANKS INC","filed_at":"2025-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.484453+00:00","generated_at":"2026-05-23T01:33:45.659330+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"United Community Banks closes acquisition of ANB Holdings, parent of American National Bank","bullets":["Merger effective May 1, 2025; ANB Bank will convert to United Community brand on July 11, 2025.","ANB Bank had $452M assets, $317M loans, and $387M deposits as of March 31, 2025.","Over $300M of deposits are non-CD core deposits, indicating strong customer relationships.","Acquisition adds a customer-service hub in fast-growing Miami metro area (Oakland Park, FL).","Stephens Inc. and Hovde Group served as financial advisors to United and ANB, respectively."],"urls":{"canonical":"https://secwatch.observer/filing/0000857855-25-000075","json":"https://secwatch.observer/filing/0000857855-25-000075.json","markdown":"https://secwatch.observer/filing/0000857855-25-000075.md","text":"https://secwatch.observer/filing/0000857855-25-000075.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/857855/000085785525000075/0000857855-25-000075-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/857855/000085785525000075/ucbi-20250501.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T01:33:45.659330+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}