---
schema_version: "secwatch.filing_event.v1"
accession: "0000857855-25-000075"
form_type: "8-K"
ticker: "UCB"
cik: "0000857855"
company_name: "UNITED COMMUNITY BANKS INC"
filed_at: "2025-05-01T23:59:59+00:00"
generated_at: "2026-05-23T01:33:45.659330+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# United Community Banks closes acquisition of ANB Holdings, parent of American National Bank

## Summary
- Merger effective May 1, 2025; ANB Bank will convert to United Community brand on July 11, 2025.
- ANB Bank had $452M assets, $317M loans, and $387M deposits as of March 31, 2025.
- Over $300M of deposits are non-CD core deposits, indicating strong customer relationships.
- Acquisition adds a customer-service hub in fast-growing Miami metro area (Oakland Park, FL).
- Stephens Inc. and Hovde Group served as financial advisors to United and ANB, respectively.

## SEC filing metadata
- accession: 0000857855-25-000075
- form_type: 8-K
- ticker: UCB
- cik: 0000857855
- company_name: UNITED COMMUNITY BANKS INC
- filed_at: 2025-05-01T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/857855/000085785525000075/0000857855-25-000075-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/857855/000085785525000075/ucbi-20250501.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000857855-25-000075
- JSON: https://secwatch.observer/filing/0000857855-25-000075.json
- Plain text: https://secwatch.observer/filing/0000857855-25-000075.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.