{"schema_version":"secwatch.filing_event.v1","accession":"0000860413-25-000006","form_type":"8-K","ticker":"FIBK","cik":"0000860413","company_name":"FIRST INTERSTATE BANCSYSTEM INC","filed_at":"2025-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.532409+00:00","generated_at":"2026-05-27T07:44:55.495881+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Interstate Q4 net income $52.1M ($0.50 EPS), down 15% YoY; NIM rises 17 bps","bullets":["Net income $52.1M ($0.50 diluted EPS) vs $55.5M in Q3 and $61.5M in Q4 2023.","Net interest margin improved to 3.18% (FTE 3.20%), up 17 bps from prior quarter.","Non-performing assets fell 18.6% to $145.6M; criticized loans rose $170M to $773.3M.","Net charge-offs $55.2M (1.22% of avg loans) including $49.3M C&I loan; remaining portfolio 0.13%.","Board declared $0.47/share dividend, payable Feb 20, 2025 to holders of record Feb 10, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000860413-25-000006","json":"https://secwatch.observer/filing/0000860413-25-000006.json","markdown":"https://secwatch.observer/filing/0000860413-25-000006.md","text":"https://secwatch.observer/filing/0000860413-25-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860413/000086041325000006/0000860413-25-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860413/000086041325000006/fibk-20250129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T07:44:55.495881+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}