---
schema_version: "secwatch.filing_event.v1"
accession: "0000860413-25-000006"
form_type: "8-K"
ticker: "FIBK"
cik: "0000860413"
company_name: "FIRST INTERSTATE BANCSYSTEM INC"
filed_at: "2025-01-29T23:59:59+00:00"
generated_at: "2026-05-27T07:44:55.495881+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Interstate Q4 net income $52.1M ($0.50 EPS), down 15% YoY; NIM rises 17 bps

## Summary
- Net income $52.1M ($0.50 diluted EPS) vs $55.5M in Q3 and $61.5M in Q4 2023.
- Net interest margin improved to 3.18% (FTE 3.20%), up 17 bps from prior quarter.
- Non-performing assets fell 18.6% to $145.6M; criticized loans rose $170M to $773.3M.
- Net charge-offs $55.2M (1.22% of avg loans) including $49.3M C&I loan; remaining portfolio 0.13%.
- Board declared $0.47/share dividend, payable Feb 20, 2025 to holders of record Feb 10, 2025.

## SEC filing metadata
- accession: 0000860413-25-000006
- form_type: 8-K
- ticker: FIBK
- cik: 0000860413
- company_name: FIRST INTERSTATE BANCSYSTEM INC
- filed_at: 2025-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860413/000086041325000006/0000860413-25-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860413/000086041325000006/fibk-20250129.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860413-25-000006
- JSON: https://secwatch.observer/filing/0000860413-25-000006.json
- Plain text: https://secwatch.observer/filing/0000860413-25-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.