{"schema_version":"secwatch.filing_event.v1","accession":"0000860413-25-000057","form_type":"8-K","ticker":"FIBK","cik":"0000860413","company_name":"FIRST INTERSTATE BANCSYSTEM INC","filed_at":"2025-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.492500+00:00","generated_at":"2026-05-23T04:29:22.407516+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Interstate Q1 net income $50.2M ($0.49/sh) down from $0.57/sh YoY; NPAs surge 36%","bullets":["Net income $50.2M ($0.49 diluted EPS) vs $52.1M ($0.50) in Q4 2024 and $58.4M ($0.57) in Q1 2024.","Net interest margin improved to 3.19%, up 28 bps YoY and 1 bp QoQ; adjusted NIM (FTE) 3.14%.","Non-performing assets jumped 36.3% QoQ to $198.4M; criticized loans rose $252.8M to $1.03B.","Net charge-offs dropped to $9.0M from $55.2M in Q4 2024; deposits fell $282.8M.","Declared $0.47/sh dividend payable May 22, 2025 to record May 12, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000860413-25-000057","json":"https://secwatch.observer/filing/0000860413-25-000057.json","markdown":"https://secwatch.observer/filing/0000860413-25-000057.md","text":"https://secwatch.observer/filing/0000860413-25-000057.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860413/000086041325000057/0000860413-25-000057-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860413/000086041325000057/fibk-20250429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T04:29:22.407516+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}