{"schema_version":"secwatch.filing_event.v1","accession":"0000860413-25-000114","form_type":"8-K","ticker":"FIBK","cik":"0000860413","company_name":"FIRST INTERSTATE BANCSYSTEM INC","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.507660+00:00","generated_at":"2026-05-17T23:55:21.015577+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Interstate Q2 net income $71.7M ($0.69), up from $0.58 a year ago","bullets":["Net income $71.7M, diluted EPS $0.69 vs $0.58 in Q2 2024; net interest margin 3.30% (+33 bps YoY).","Net charge-offs fell to $5.8M (0.14% annualized) from $13.5M (0.30%) a year earlier.","Criticized loans rose $176.9M to $1.20B driven by CRE multifamily downgrades; classified loans down $24.4M.","Completed sale of $74.2M consumer credit card loans, recognized $4.3M gain; capital CET1 ratio 13.43% (+90 bps QoQ).","Declared $0.47 per share dividend, payable Aug 21, 2025 to shareholders of record Aug 11, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000860413-25-000114","json":"https://secwatch.observer/filing/0000860413-25-000114.json","markdown":"https://secwatch.observer/filing/0000860413-25-000114.md","text":"https://secwatch.observer/filing/0000860413-25-000114.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860413/000086041325000114/0000860413-25-000114-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860413/000086041325000114/fibk-20250729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:55:21.015577+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}