---
schema_version: "secwatch.filing_event.v1"
accession: "0000860413-25-000114"
form_type: "8-K"
ticker: "FIBK"
cik: "0000860413"
company_name: "FIRST INTERSTATE BANCSYSTEM INC"
filed_at: "2025-07-29T23:59:59+00:00"
generated_at: "2026-05-17T23:55:21.015577+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Interstate Q2 net income $71.7M ($0.69), up from $0.58 a year ago

## Summary
- Net income $71.7M, diluted EPS $0.69 vs $0.58 in Q2 2024; net interest margin 3.30% (+33 bps YoY).
- Net charge-offs fell to $5.8M (0.14% annualized) from $13.5M (0.30%) a year earlier.
- Criticized loans rose $176.9M to $1.20B driven by CRE multifamily downgrades; classified loans down $24.4M.
- Completed sale of $74.2M consumer credit card loans, recognized $4.3M gain; capital CET1 ratio 13.43% (+90 bps QoQ).
- Declared $0.47 per share dividend, payable Aug 21, 2025 to shareholders of record Aug 11, 2025.

## SEC filing metadata
- accession: 0000860413-25-000114
- form_type: 8-K
- ticker: FIBK
- cik: 0000860413
- company_name: FIRST INTERSTATE BANCSYSTEM INC
- filed_at: 2025-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860413/000086041325000114/0000860413-25-000114-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860413/000086041325000114/fibk-20250729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860413-25-000114
- JSON: https://secwatch.observer/filing/0000860413-25-000114.json
- Plain text: https://secwatch.observer/filing/0000860413-25-000114.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.