secwatch.observer — SEC 8-K summary
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Issuer:     FIRST INTERSTATE BANCSYSTEM INC (FIBK)
CIK:        0000860413
Form:       8-K
Filed at:   2025-07-29T23:59:59+00:00
Accession:  0000860413-25-000114
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Interstate Q2 net income $71.7M ($0.69), up from $0.58 a year ago
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- Net income $71.7M, diluted EPS $0.69 vs $0.58 in Q2 2024; net interest margin 3.30% (+33 bps YoY).
- Net charge-offs fell to $5.8M (0.14% annualized) from $13.5M (0.30%) a year earlier.
- Criticized loans rose $176.9M to $1.20B driven by CRE multifamily downgrades; classified loans down $24.4M.
- Completed sale of $74.2M consumer credit card loans, recognized $4.3M gain; capital CET1 ratio 13.43% (+90 bps QoQ).
- Declared $0.47 per share dividend, payable Aug 21, 2025 to shareholders of record Aug 11, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/860413/000086041325000114/0000860413-25-000114-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/860413/000086041325000114/fibk-20250729.htm
  HTML page:      https://secwatch.observer/filing/0000860413-25-000114

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer