{"schema_version":"secwatch.filing_event.v1","accession":"0000860413-25-000160","form_type":"8-K","ticker":"FIBK","cik":"0000860413","company_name":"FIRST INTERSTATE BANCSYSTEM INC","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.383030+00:00","generated_at":"2026-05-17T01:48:11.281970+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First Interstate Q3 net income $71.4M, EPS $0.69; NIM expands to 3.34%","bullets":["Net income $71.4M ($0.69 diluted EPS) vs $55.5M Q3 2024; flat sequentially.","Net interest margin 3.34%, up 4 bps QoQ and 33 bps YoY; adjusted NIM 3.30%.","Zero provision for credit losses in Q3; net charge-offs $2.3M (0.06% annualized).","Total deposits down $25.6M from Q2 2025; repurchased ~$57.2M in stock through Oct 28.","Dividend declared $0.47 per share payable Nov 20, 2025, unchanged from prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000860413-25-000160","json":"https://secwatch.observer/filing/0000860413-25-000160.json","markdown":"https://secwatch.observer/filing/0000860413-25-000160.md","text":"https://secwatch.observer/filing/0000860413-25-000160.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860413/000086041325000160/0000860413-25-000160-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860413/000086041325000160/fibk-20251029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:48:11.281970+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}